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INITIAL REQUIREMENTS:
For Cash/ Deferred Cash and all other types of financing
Upon reservation (To be submitted immediately):
Reservation Agreement (RA)
Buyer Information Sheet (BIS)
Reservation Fee (RF)
ADDITIONAL REQUIREMENTS
To be submitted within 60 days upon reservation.
Employed (Locally Employed, OFWs) or Self-employed (Sole Proprietorship, Professionals)
Standard Requirements
Original Certificate of Employment(COE) with Status and Salary
Copy of Pay slip for the last 3 months
Latest Income Tax Return(ITR)
3 pcs 1X1 Photos with Name and House Unit ID at the back (Principal buyer, Spouse, and AIF)
Photocopy of 2 Valid IDs with 3 specimen signatures (Principal buyer, Spouse, and AIF) (ie. SSS, GSIS, HDMF, TIN, Driver’s License, Voter’s, PRC, Passport, Company ID) (Postal ID is valid for Spouse and AIF only)
Tax Identification Number (TIN)
Post Dated Checks (Down Payment, Monthly Amortization, Guaranteed Check, Real Property Tax)
Community Tax Certificate(CTC) or Cedula (current year) – required to submit again on succeeding year
Latest Proof of Billing (or Signed Certificated from Owner if Renting) – required to submit again on succeeding year
Additional if Sole Proprietorship
Business Permits and Licenses for the current year
Photocopy of Certification of Registration issued by DTI
Photocopy of Business ITR /Audit FS for the past two years.
Copy of Lease Contract and Title for Rental / lease Income
Additional for OFWs
Original Crew Contract and Exit Pass with POEA or Employment contract duly authenticated by the Philippine Consulate
Proof of Monthly Remittances
Photocopy of unexpired Passport with date of Departure and Arrival (with 3 Specimen Signatures)
Additional if Transacting Through an Attorney-in-Fact
One (1) original copy of duly notarized/consularized Special Power of Attorney.(Pertinent data on SPA form are: Name of Principal Borrower, Name of AIF, Project Name with Block and Lot.)
Additional if Single
Copy of Birth Certificate
Additional if Married
Photocopy of Marriage Certificate
Additional if Separated / Annulled / Divorced
Certificate of Finality / Entry of Judgment of the Court Order granting the Legal Separation / Annulment / Decree of Divorce
(h) Additional if Widowed
Photocopy of Death Certificate of the deceased Spouse
Additional if married to a Foreign Spouse
Waiver of Rights (All pages should be signed and notarized)
ADDITIONAL FOR BANK FINANCING
To be submitted within 60 days upon reservation
Loan Application Form (Complete Set will be given upon Reservation or Counseling)
Other eligibilities:
Age upon Loan Maturity
65 years – locally employed
60 years – OFW
OFW applicants must not be employed in any “war-torn country” included in the bank’s listing.
Prompt payments throughout the loan seasoning period.
Bank pre-approval process includes checking with the Credit Management Association of the Philippines (CMAP), to determine whether there are unpaid loans, credit card bills, and other negative transactions. If the client did not pass the pre-approval process, the application will be automatically converted to In-house financing. However, the loan application with the bank may still be considered, provided that the client can show loan or credit payments.